Houston Work Injury Lawyers

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Houston Work Injury Lawyers

Non-Subscriber Employers

You may be surprised to find out that, in Texas, companies ARE NOT REQUIRED to carry insurance that covers injuries to their employees while on the job. Smaller companies often have insurance that covers any personal injury or property damage that they may cause while they are operating their business but, this type of insurance does not cover injuries to its own employees. Therefore, there is often confusion about whether injured workers are receiving the benefits they deserve.

If you are injured on the job, you may be facing one of a few possible scenarios:

  • Your Employer has NO INSURANCE at all! Generally, this means if you get injured because of your employer’s negligence, you could only sue him or the company directly and recover from what assets your employer or the company may have, depending on how the business is set up with the State;
  • Your Employer only has a General Commercial Liability Policy! This type of policy does not provide coverage for injuries to employees or contractors;
  • Your Employer is a Texas Workers’ Compensation Subscriber and has insurance to cover injuries to employees. This means you will be covered but, the Workers’ Compensation rules are very specific and you may need help making sure you get the right treatment and benefits before you are sent back to work!
  • Your Employer is a NON-SUBSCRIBER. The Company has its own insurance plan (Not Texas Workers’ Compensation) that provides benefits and covers injuries to employee while on the job. These are Non-Subscriber Employers. There are several companies that have their own insurance plans that cover injuries to employees. Some examples are: Stripes, Wal-Mart, Kroger, Academy, Home Depot, Target, La Michoacana Meat Market, HEB, and many other well-known companies in Texas.

Figuring out if you have benefits can be a difficult process and often times employers are not so willing to cooperate and help you figure it out. Therefore, if you are injured on the job, it is important you take the proper steps to make sure you haven’t affected your ability to claim your benefits.

If you have been injured on the job and you work for any of the NON-SUBSCRIBER employers listed below, call Sandoval & Waldman, PLLC at 713-688-4878!





Home Depot


La Michoacana Meat Market



Dairy Queen

Tejas Tubular

Gretna Machine Shop

C & L Carriers


Cardinal Logistics




Palais Royal, and many more!!


At Sandoval & Waldman, PLLC, you will speak with attorney Hector L. Sandoval or Steve Waldman and, you will find out that you can trust them both to represent you. We pride ourselves on being available to discuss your legal issue on the phone or in person, determine quickly whether we believe we can help you and, if we can’t, we will try to offer some guidance to you and your family so that you can continue with your lives with peace of mind of knowing you’ve spoken to a lawyer.

When a family member is killedor is seriously injured because of someone else’s negligence, there are many questions that require answers!

If you or a family member have been involved in a serious accident with serious injuries, call a lawyer you can trust, a lawyer you can speak to, and a lawyer who will make every effort to give you and your family the answers they deserve.

Protect Your Rights.  Protect your Family.

Call Sandoval & Waldman, PLLC today at 713.688.4878