High PIP and UM-UIM Limits May Save You Money! Many insurance agents tell customers to skip Personal Injury Protection (PIP) or Uninsured-Underinsured Motorist (UM-UIM) coverages. Agents do this to lower their customers’ premiums. This is a mistake! PIP and UM-UIM are very important! PIP pays medical expenses and lost wages, no matter who is at fault in an accident. We recommend at least $5,000 or more in PIP coverage....
Todos tenemos un teléfono inteligente y al parecer no podemos ir caminando por la calle sin tener la cabeza metida en el celular, texteando y comunicándonos en las redes sociales. Eso también aplica a los conductores. ¿Con qué frecuencia le ha tocado ver que el conductor del automóvil de junto va texteando? ¿Sabía que un conductor texteando es tan peligroso como un conductor ebrio? Los celulares han revolucionado nu...
Los tractocamiones, semitráilers, camiones articulados o sencillamente tráilers –como quiera llamarlos– están en todas las carreteras y alguno puede venir circulando en el carril de junto, acercándose imponentemente sobre usted y su familia… Los tráilers transportan carga por todas partes del país y dado que comparten nuestras carreteras, son un riesgo para todo mundo. Un tráiler puede pesar hasta 80,000 lbs., por...
Everyone has a smartphone, and we can’t walk down the street without having our heads buried in our cellular device, sending texts, and communicating on social media. That applies to drivers. How often have you looked at the car next to you and seen a driver texting? Did you know that a texting driver is as dangerous as a drunk driver? Cell phones have revolutionized our world. They have changed the way we do business...
Big rigs, 18-wheelers, semis, tractor-trailers – whatever you call them, they are on every road, and one might be in the next lane, looming over you and your family. Big trucks transport cargo across the country, and because they share our roads, they are a risk to all of us. A big rig can weigh up to 80,000 lbs., so when one jackknifes out of control, the result is often massive damage. Traffic can pile up for hours. Ma...

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